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Four components of healthcare
The four basic components of health care include finance, delivery, insurance, and payment. The current health care bill that addresses on one of these four components is the Children’s Health Insurance (2008). The component of health care that this bill addresses on is insurance where it covers for the uninsured children in families that earn low income.
This bill led to expansion of funded taxpayer health insurance that delivered services for children in the U.S. This bill made it easier for children to access health insurance by extending its coverage up to the age of 26 years contrasted to 19 years that other companies offered. This bill also provides health insurance to approximately 11 million children from poor families. It benefits children and pregnant women who are legal immigrants using federal money. Through the state’s children health insurance program (SCHIP), the bill will cater for the insurance component. It guarantees a certain protection of the health of the uninsured kids from low- income families by ensuring their access to the medicine they require and visiting the medical professionals when unwell. This insurance bill benefits children from families who are capable of paying Medicaid, but unable to afford the private health insurance.
The bill will also ensure that approximately four million children by 2013 will be able to access the insurance. The Children’s health insurance (2008) came into existence when 28 percent of kids in the U.S. could only access health coverage via public programs that dealt with insurance. These programs included Children Health Insurance Program (CHIP) and Medicaid; they created CHIP, as a result of a balanced budget that appeared in 1997 act. This assisted states to offer health insurance coverage to the uninsured kids. Through the CHIP program, this health care bill made development such as expanding Medicaid, its enactment also resulted to decrease of the uninsured number of children in the U.S. by one-third (Morrisey, 2008).
In 2008, the CHIP program enabled this bill to reach approximately 7.3 million uninsured kids. They further teamed with Medicaid to access half of the low- income kids and one quarter of all children ensuring that they received proper health services. Through the CHIP program, this bill also played a significant role of ensuring that it reduces the number of uninsured kids in the American society. The health care issue that the bill addresses is giving a guarantee that it reaches all children from the uninsured families by enrolling them in the CHIP program. The program’s aims are to enhance regular checkups, children’s visit to the doctors, immunization, and sufficient hospital care. This bill is necessary because it will sponsor approximately 2.3 million kids to be eligible in using Medicaid services. It will also be essential in the future, because starting from 2014 it will bring reforms into the healthcare by solving health challenges, which families with low- income experience. This bill is also necessary because it will benefit not only children but young people up to the age of 26 years as well, thus providing free services for infants, adolescents, and children.
Gabby Gifford one of the proponents of the bill and the one who voted for it, initiated an access of affordable health care in the community. The stand of Gifford in relation to the bill was to support in reducing the use of tobacco in the country for public safety.
The other proponent is Frank Pallone; he supported the bill with a perspective that it would expand the Children’s Health Insurance Program. The expanding meant to enable the uninsured kids to access emergency rooms to meet their medical requirements. However, Roy Blunt opposes the bill arguing that it would change the welfare laws through eliminating the five -year waiting duration for legal immigrants. It will further have an impact on them, as it will delay the immigrants in participating in the program until they acquire the lawful citizenship status. Blunt opposes the bill when he claims that, it requires further implementation as it does not prioritize the health problems of poor children to acquire medical services.
The Children’s Health Insurance (2008) assists health services to reach the community through programs such as CHIP. They have designed this program in a way to provide health services to the uninsured children from low earning income families. This bill also ensures that health services reach certain people in the society including pregnant women, and legal immigrants. It also extends age brackets from 19 years to 26 years to ensure that all the children in the families access the medical care.
The CHIP and Medicaid program provide funds that help families to purchase private health insurance. However, based on the opponents of this bill, they argue that it sometimes hinders services from reaching the community (Patel, 2006). When the program signs up for the higher income families, it results to signing up for the low -income families. This further makes the bill to become uncompassionate towards kids hence they cannot access the medical insurance.
This bill influences the health care and the allied health care professionals when it increases the number of children in the society to access Medicaid, and insured health services. The impact of the bill to individuals who are to follow its directives is that, it forces all the health insurers to provide insurance to children. This is through avoiding cost sharing and ensuring that both the low and high -income children access to equal health services in the community.
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